Good to Go Auto Insurance, also known as Good2Go, is mostly used by drivers who are in the market for affordable insurance and convenient payment plans. You’ll find that they carry similar policies to most other insurance providers. However, they have a relatively spotty record in terms of customer service.
If savings are important to you, this could be one of the better insurance companies to opt for. If you wish to find out more about them, don’t forget to read Good to Go Auto Insurance Reviews like this one.
About Good to Go Auto Insurance
As an insurance company, Good to Go has more than 25 years of industry experience, and they are proudly accredited by the Better Business Bureau. They’re one of the better options for at-risk drivers with poor driving histories who find it tough to get coverage from bigger providers.
With that said, they may be the saving grace for drivers who need insurance that is still affordable, even if they are prone to accidents.
Good to Go Auto Insurance Coverage Options
When it comes to most other auto insurance companies, you’ll be receiving insurance directly from the company itself. However, with Good to Go, they work with underwriting partners. Their job is to connect you to insurance companies and help you to find the best packages for your needs.
This provider has similar coverage options to big-name companies such as Progressive, Omni Insurance, Titan Insurance, The General, Infinity, American Independent Insurance, Bankers Independent Insurance, and Personal Service Insurance. This coverage includes:
- Comprehensive Coverage
Comprehensive coverage is a fantastic thing to add to your policy as it helps to protect your vehicle against unexpected damage. This includes damage from theft, vandalism, or natural disasters.
- Collision Coverage
Collision is also highly recommended as it adds to your existing coverage by assisting with medical bills, car repairs, and other expenses related to an at-fault accident.
- Liability Coverage
For drivers who are at fault in an accident, liability coverage deals with auto repairs and medical expenses. Depending on the insurance company you are matched with, the maximum liability limits will differ.
- Personal Injury Protection
No matter who is found at fault, you are going to need assistance with medical bills resulting from an accident. Personal injury protection is necessary to assist with lost wages as well.
- Under and Uninsured Motorist Coverage
It’s far too often that drivers find themselves in an accident with an uninsured or underinsured driver. This type of motorist coverage helps to cover expenses if the other driver doesn’t have any or enough insurance to do so.
- Medical Payments
As an optional form of coverage that helps to cover other medical costs associated with an accident, such as ambulance rides, medical payments are highly recommended for some drivers.
- Towing and Labor
If your vehicle needs to be towed and/or repaired as a result of an accident, your towing and labor costs will be reimbursed by the insurance company if you avail of this coverage.
- Rental Reimbursement
Drivers who need a rental vehicle while their car is being repaired because of an accident will appreciate the rental reimbursement coverage. This helps to cover out-of-pocket costs for renting a vehicle while yours is repaired.
Benefits of Good to Go Auto Insurance Policies
At first glance, it might be difficult to find an assortment of benefits pertaining to this insurance company. This is mostly because there are plenty of customer complaints you will find online.
Nevertheless, there are a few very important advantages to consider when choosing Good to Go Auto Insurance, including:
- Ideal for High-Risk Drivers
The largest advantage of Good to Go is the fact that they help to offer insurance for high-risk drivers who would find it very difficult to get affordable insurance elsewhere. No matter if you have a poor credit history or multiple infractions on your record, you’re likely to get insured with their help. In many cases, it could be one of the best last-ditch efforts to get insured.
An added benefit that high-risk drivers will experience is their relatively affordable rates. Obviously, when compared to traditional providers and drivers with clean records, the rates are more expensive. However, when compared to other insurance providers for spotty records, Good to Go is more affordable.
- Multiple Underwriters
There are several companies that this insurance company works with in order to find the best policy for your needs. Many other businesses that act as the middle man between you and an insurance provider may work with one or two unheard of underwriters.
With Good to Go, they have a collection of well-known providers, including:
- The General
- Infinity Auto Insurance
- Titan Insurance
- Personal Service Insurance Company
- Omni Insurance Company
- Bankers Independent Insurance Company
- American Independent Insurance Company
- Plenty of Discounts
As mentioned, Good to Go Auto Insurance is known for their relatively low rates. This is because they have plenty of additional discounts that can help you to save on your policies. These discounts include:
- Multiple Vehicles
- Low Mileage
- Safe Drivers
- Vehicle Safety
- Bundled Policies
- Newly Married
- Automatic Payments
- Full Payments
- Hybrid and Electrical Vehicles
Cons of Good to Go Auto Insurance Policies
Unfortunately, there are plenty of areas where Good to Go Auto Insurance can improve. Their customer service has been rated rather lackluster and many policyholders have noted how difficult it is to get in contact with a representative when they need to file a claim.
The largest disadvantages to Good to Go include:
- Unresponsive Staff
You’ll find that it’s quite difficult to get an associate on the phone if you’re curious about a policy or need help with your existing account. According to Good to Go Auto Insurance reviews, customers have noted that the company regularly fails to communicate with their customers. This is a large disadvantage if you’re someone who is signing up for insurance for the first time.
- Financial Uncertainty
Another large issue that you need to think about is the financial uncertainty of the underwriters the company has partnered with. Not every company they work with is reputable enough to maintain a “B” average, based on A.M.’s Best Rating Services. In fact, the underwriting partners had an average rating of “C+”.
- Difficulty Processing Claims
When you’re faced with an accident, the last thing you’ll want to deal with is an insurance company that makes claim processing more difficult than it should be. As getting in contact with the insurance company is difficult, and the claim processing times are exceptionally slow, it only adds stress to the situation. This is, by far, one of the largest disadvantages that have affected the overall rating of Good to Go.
Good to Go Auto Insurance Reviews: Final Thoughts
Our final thoughts about Good to Go Insurance aren’t as positive as with other insurance companies. If you’re searching for auto insurance that will cover you even with a spotty driving record, they are a great company to consider.
Otherwise, you’ll be far better off working with a different lender with a better customer service rating and improved processing times for claims.