Looking at Just Auto Insurance reviews is a great idea for someone looking for versatile insurance. The packages they have available will allow you to meet the minimum requirements of your state as well as a few extras.
As a driver, it is your responsibility to make sure you are thoroughly insured and comparing different insurance companies helps you to find the perfect policy.
About Just Auto Insurance
According to Just Auto Insurance, they suggest they will give you the most affordable insurance rates regardless of the type of driver you are. This can be quite interesting for people who are classified as high-risk from other providers or if you’re a young driver. It’s also important to consider the type of coverage they offer prior to signing up for a policy.
An interesting feature of Just Auto Insurance is that they only serve customers in California. Compared to other insurance companies that reach at least three states, this company only operates in one. There is the possibility of getting car insurance for as low as $14/month, which is a substantial saving in comparison to other insurance companies in California.
Just Auto Insurance Coverage Options
As mentioned, you’re likely to get the insurance you need to legally operate a motor vehicle with Just Auto Insurance, as well as a couple of other types of coverage. The most common items you will want to add to your policy include:
- High-Risk Vehicle
In the event that you own a vehicle that is usually hard to find insurance for, such as motorcycles, ATVs, or private planes, you’ll be able to benefit from Just Auto’s policies. They have specialized high-risk vehicle insurance, which is designed specifically to protect your expensive or risky vehicles.
- SR22 Filing
Some drivers are required to file SR22s when they are convicted of serious traffic infractions, such as DUIs. Some insurers don’t assist with SR22 filing, whereas Just Auto Insurance has specific insurance for these individuals.
- Young Drivers
For young drivers, it can be tough to find insurance that is equally as affordable as it is useful. With this insurance company, you’ll find that it’s much simpler to get insured as a young driver and still have reasonable rates.
- State Minimums
As there are minimum requirements in California for insured drivers, you can guarantee you’ll be able to get the basics to operate a motor vehicle. You’ll have $5,000 per person per accident, $5,000 for property damage, and $30,000 for all passengers.
- Other Insurance
Of course, you’re eligible to sign up for the more common types of coverage through Just Auto Insurance, which includes medical payment, bodily injury liability, collision, under and uninsured motorist, property damage liability, and comprehensive coverage.
Benefits of Just Auto Policies
One of the most important things to consider when it comes to signing up for an insurance policy is the benefits of working with a specific provider. In order to make sure you’re getting the best policy possible, we highly recommend taking note of these benefits.
- Affordable Rates
The most important advantage of using this insurance provider is that they are known to offer some of the more affordable rates compared to other providers in California.
As a state that has typically high premiums for insurance, you’ll want to save as much as you can. Some policies from Just Auto Insurance can be as inexpensive as $14 per month, depending on your driving history and the policy you choose.
- Multiple Coverage Options
There are plenty of different types of coverage you can add to your plan, which makes it substantially easier to create a policy that covers you every step of the way.
From comprehensive to collision coverage, you likely won’t have to worry about paying for any aspect of an accident out of your own pocket. With that said, it’s highly recommended you consider adding more than the minimum state requirements to your policy.
- Multiple Types of Insurance
Apart from the coverage you can add to your policy, there are also plenty of different types of insurance designed for all types of drivers.
Just Auto Insurance features high-risk vehicle insurance, used vehicle insurance, SR22 insurance, young driver’s insurance, and even high-risk driver’s insurance. By speaking to a representative, you’ll be able to determine what package is best for your needs.
Cons of Just Auto Policies
With any insurance company, there are prone to be some disadvantages to take under advisement. Just Auto Insurance may have some of the least expensive insurance options, but they also have a few detrimental elements as well.
- Lack of Online Resources
Unlike other insurance providers that give you the ability to get a quote online or submit an accident claim online, with Just Auto Insurance, you have to conduct all of your business over the telephone.
When comparing premiums and the contents of your policy, this can make the process far longer than anticipated.
- Mixed Customer Reviews
After looking into other reviews of Just Auto Insurance, you’ll find that customer response is rather mixed. On their BBB account, they are given an A+ rating, which is the highest available rating with no customer complaints.
However, on other resources, customers have left plenty of negative reviews pertaining to the quoting process and commissions.
- Indirect Insurance
If you’re looking for an insurance company that has their own packages and policies, Just Auto Insurance isn’t the one to choose. Instead, they operate as the middle-man between you and larger lenders.
They will negotiate the best rates and help you to find the perfect policy. However, you may be on the hook for additional fees and charges.
- Hidden Fees
Another negative aspect of Just Auto Insurance is the number of fees customers have said they have been charged without prior knowledge.
After signing for a policy, you may notice several fees on your monthly bills that you weren’t aware of, which is why it is essential that you review your policy and the fine print before signing any documentation.
Just Auto Insurance Reviews: Final Thoughts
The first thing you’re bound to notice about Just Auto Insurance is that they advertise potential rates as low as $14 per month. However, after analyzing your driving history, these rates can become substantially more expensive.
In addition, based on previous Just Auto Insurance reviews, there are a lot of hidden fees you may be subjected to. Overall, there are other insurance companies on the market to consider, especially if you’re a high-risk driver.