Plymouth Rock Auto Insurance Reviews

Plymouth Rock Auto Insurance Reviews

Plymouth Rock Auto Insurance reviews are mostly positive. This is probably because they pay special attention to each of their clients and offer a wide variety of flexible policies.

As a great option for drivers who are looking for inclusive auto insurance with many types of coverage, they are one of the better insurance providers to use.

About Plymouth Rock Auto Insurance

Plymouth Rock Auto Insurance has been in the insurance industry for over 20 years. They have built a reputation for being a trustworthy provider that is always available to customers.

Compared to other insurance companies, this provider will walk you through every aspect of your policy to ensure you are sufficiently covered. You’ll be able to browse through coverage for both auto and homeowners insurance as long as you live in New Jersey, Connecticut, Massachusetts, Pennsylvania, or New Hampshire.

As they are a smaller local insurance provider, you’ll be able to have a more one-on-one experience with the attention and care you would receive.

Plymouth Rock Auto Insurance Coverage Options

By far, the largest advantage of Plymouth Rock Auto Insurance is that they seemingly have an answer for every area of your life. You can easily find regular coverage options for auto insurance, but there are also other unique types of coverage you can add to your policy.

The most popular types of coverage they have are:

  • Bodily Injury Liability

If you’re at fault in an accident, this coverage will help to pay for damages, legal costs, and injuries. It’s also a legal requirement in most states.

  • Property Damage Liability

This type of coverage deals with any damage to your vehicle or someone else’s property during an accident.

  • Personal Injury Protection

If there are medical and hospital costs from an accident for both you and your passengers, your PIP coverage will kick in regardless of who is found to be at fault.

  • Collision

Collision coverage is typically an optional form of auto insurance, but it’s quite useful to have. It helps to cover damages to your car from another car or object, as well as from single-vehicle accidents.

  • Comprehensive

Ideal for drivers who are likely to deal with theft, vandalism, or natural disasters, comprehensive coverage is highly recommended. You’ll also want to consider it if you have a financed or brand-new leased vehicle.

  • Under and Uninsured Motorist

In an accident where the other driver has lacking insurance or no insurance at all, your UIM and UM coverage will kick in to cover the costs of an accident.

  • Health Care Primary

As another form of coverage designed to help with your medical bills, this type of coverage pays for you to see your regular primary doctor.

  • New Car Replacement

For drivers who experience a total loss on their vehicle, your insurance provider will pay to replace the same make, model, and year of your car. However, your vehicle must be two years old or less to qualify for this coverage.

  • Pet Injury

If you have your pets in your vehicle during an accident and they are injured, you’ll receive compensation for veterinary care and additional expenses.

Benefits of Plymouth Rock Auto Insurance Policies

As Plymouth Rock Auto Insurance has a couple of additional types of coverage to help cover you in all areas of auto insurance, you can guarantee that they also have plenty of advantages.

Some of the most notable pros of signing with this insurance provider include:

  • Crashbusters Mobile Claim Service

The Crashbusters service is a fantastic thing to have, especially in an accident. After being in an accident, a representative will arrive at the site to appraise damage on the spot.

  • Get-Home-Safe Program

If you’re enjoying an evening out with friends, and you find you’re either too tired or too inebriated to drive home, you can call a taxi and be reimbursed by Plymouth Rock Auto Insurance for up to $50. It’s claimable once a year and doesn’t add a cost to your policy.

  • Door-to-Door Valet Claims Service

It’s likely an accident will disrupt your everyday life, especially in terms of transportation. With this service, you will have your vehicle towed to a body shop and returned to your home once the repairs are finished.

  • 24/7 Claims Processing

You’re easily able to process a claim on any day and at any time with their 24/7 online claim processing service. This is particularly advantageous compared to having to wait for an appointment with a representative.

  • Pledge of Assurance

Even though it’s more likely than not to have an amazing customer service experience with Plymouth Rock, they have a great Pledge of Assurance program.

If you have a poor customer service experience, you can choose a charity. The insurance provider will then donate $25 to the charity you have chosen.

Cons of Plymouth Rock Auto Insurance Policies

At this point, you’re likely wondering how an insurance company that offers pet insurance and donations to charity could have any negative traits. There are two main issues you might experience with Plymouth Rock Auto Insurance, and they include:

  • Poor Availability

The only people that will be able to benefit from the wide variety of coverage options and benefits from Plymouth Rock are those in the general New England area. Their limited reach only extends to Connecticut, New Hampshire, Massachusetts, New Jersey, and Pennsylvania. There doesn’t seem to be any plans for expanding the insurance company in the future.

  • Expensive Rates

When it comes to insurance and affordability, if it seems too good to be true, it likely is. Unfortunately, Plymouth Rock Auto Insurance has very high insurance rates for middle-aged drivers and married drivers.

When compared to other providers, you could be paying up to 40% more for your insurance. The best advice that you can use to save on your premiums is to try to qualify for one of the many discounts they have for all types of drivers, especially those with a clean driving record.

Plymouth Rock Auto Insurance Reviews: Final Thoughts

With plenty of positive customer experiences, going through Plymouth Rock Auto Insurance reviews are a great way to learn the ins and outs of the company.

If you’re not too concerned about high premiums and, instead, want fantastic customer service and plenty of coverage options, they’re a top-rated insurance provider. However, they are only available in five states.

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