Einsurance auto insurance reviews can assist you with finding the right car insurance for yourself or your family members.
Unlike other insurance companies, Einsurance doesn’t offer policies directly as a lender; instead, they help to match you with the available insurance companies in your area.
This service can be quite beneficial for first-time car insurance customers interested in knowing about what their local lenders have to offer.
If you’re simply in the market for car insurance to meet your needs, you’ll find that Einsurance is a fantastic company to use to your advantage.
Also, it’s important to note that they specialize in other insurance fields, such as health, business, life, and home insurance.
About Einsurance
As previously mentioned, Einsurance isn’t an insurance company in the traditional sense since they don’t have any policies available for you to browse through.
Instead, you will receive a list of providers in your area that can help you to meet the minimum state requirements for auto insurance and more.
Even though they don’t underwrite coverage on their own, their recommendations can help drivers across the USA.
Online Quote
Unfortunately, there isn’t a way to get a quote through Einsurance online at this time.
You will be required to call their customer care center to talk with an agent who can help you to browse through the current lenders in your area.
This process may be preferable for some drivers, especially if you haven’t had car insurance before.
With the help of their trained agents, you will provide information about the type of coverage you need, any add-ons you’d like to have, and your budget, as well as a few other criteria.
Your agent will then provide you with a list of underwriters that you can choose from depending on your preferences.
Some may find their lack of online features inconvenient, as it could be easier to handle this task online.
The only current method of contact for the company is via phone at (866) 845-3808.
The Pros
One of the most significant advantages of Einsurance is that they don’t underwrite insurance directly; all they focus on is providing drivers with information.
This point means that you won’t have to spend a lot of time on the phone or to try to get in touch with a specific insurance agent for your needs.
Instead, once a file is opened under your name, any agent can assist you with finding the right insurance.
Another advantage of their service is that you have a high chance of getting the ideal coverage for your needs and budget.
Considering the main point of car insurance is to ensure you are sufficiently covered while on the road, you’ll want the most comprehensive package possible.
Einsurance works with both large and small underwriters to accommodate good drivers and even those with spotty records.
You’re bound to appreciate the number of discounts you may be eligible for by working with Einsurance to find the ideal coverage.
Sometimes, insurance providers will offer discounts to customers if a third party, such as Einsurance, refers them.
With that said, not every driver can qualify for the discounts that are available from some underwriters.
What Customers Think of Einsurance
Overall, customers appear to be rather pleased with the level of customer service provided by Einsurance Auto Insurance, especially since they don’t have the negative connotations of actual lenders.
Fortunately, their helpfulness and consistent advice have helped plenty of drivers to get matched with the perfect policy for them.
However, once you find the complete insurance package, the rest of your professional dealings will be with the lender you have connected with.
Many customers also love the number of discounts that may be available to them, including:
- Low Mileage: The fewer miles you drive, the more savings you’ll be able to take advantage of, and drivers typically save up to five percent with this discount.
- Safe Driver: As with any insurance provider, if you can maintain a stable driving history, you can save up to 20% off your premiums.
- Multi-Vehicle: Families with more than one vehicle insured to the same policy can save up to 15%.
- Multi-Policy: If you need homeowners insurance, life, or any other type of insurance along with car insurance, you can save up to 15%.
- Accident-Free: By maintaining an accident-free record, you could save up to 25% off your premiums.
The main thing to remember with Einsurance is that many of their additional discounts will vary depending on the lender.
For example, student drivers may be able to get savings with one underwriter while senior drivers may get savings with another.
When discussing your options with an Einsurance agent, ensure you go over your available savings.
Who Will Benefit the Most from Einsurance
It seems to be that any driver can benefit significantly from using Einsurance, especially when you first start shopping around for policies.
Instead of spending hours online trying to compare quotes with different lenders, a simple phone conversation will do all of the work for you.
Also, their agents are very attentive and forthcoming with their information to help match you with the perfect underwriter.
Things to Think About
The only thing to think about with Einsurance Auto Insurance is to remember that they do not provide insurance themselves, nor are you able to access any quoting information online.
You should dedicate at least 30 minutes to an hour to help find the ideal insurance company via telephone.
How to Contact Einsurance
All of the contact information for Einsurance can be found here.
They offer a customer service telephone number for individual assistance at (855) 372-7400, and you will also find an online help desk where you can submit questions to receive a response via email.
Einsurance Auto Insurance Reviews: Final Thoughts
Overall, Einsurance Auto Insurance reviews are quite positive because they can help to take the hassle out of trying to find the perfect insurance for everyone in your family.
Every driver is different and has different needs, which is why it can be great to have individualized services.
Instead of offering insurance themselves, they match you with a reliable lender to help you with your needs.
